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Standard Interest
Rates for Resident Indians |
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To know the
impact of change in FRR on your existing Home Loan Tenure,
please use the Online Calculator.
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For further
queries regarding the change in rates, please write to us
on info@hotpropertiesgurgaon.com. or you can get in touch
with our call centre at +91 - 124 - 3269151 |
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Description of Charges |
Home Loans |
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Loan Processing
Charges / Renewal
Charges |
Home Loans : 0.5%
processing /admin fee
or Rs. 2000/- whichever
is higher Loan OD
against Property or
Office Premises
Loans : 1% of loan
amount or Rs. 2,000/-
whichever is higher |
| Prepayment Charges |
2 % on the principal
outstanding on full prepayment |
| Solvency Certificate |
NA |
| Charges for late
payment (loans) |
Home Loans : 2% per
month Home OD : 1.5% of the outstanding amount subject
to minimum of Rs. 500/- & Maximum of Rs.5000/- |
| Charges for changing
from fixed to floating rates of interest |
1.75% on principal
oustanding |
| Charges for changing
from floating to fixed rates of interest |
1.75% on principal
oustanding |
| Cheque Swap Charges |
Rs. 500/- |
| Document Retrieval
Charges |
Rs. 500/- |
| Cheque bounce charges |
Rs. 200/- |
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Note
: Service Tax and other govt. taxes, levies, etc. applicable
as per prevailing rate will be charged over and above these
charges |
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* - Upto
5% for select categories |
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